Assumptions
Every driver from Tempo's Assumptions tab.
60-Month Forecastrevenue / opex / ebitda / cash
Funding / Financingcapital raises
Raise 1
Raise 2
Raise 3
24-month use of funds
User Growthper year
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| New users target | ||||||
| Churn rate |
| Total active users |
New users vs total (annual)
Subscription Revenue
Instant-pay & interchange
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| % of users on plan |
| Monthly subscription fee |
Employer platform fee
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| % of users on plan |
| Monthly subscription fee |
Revenue by category (annual)
Cost Of Goods Soldper-line drivers, renameable
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
COGS & gross margin (annual)
Salaries
| Annual increase % | |
| Recruitment cost (% of 1mo salary) |
Founding Team
| Role | Monthly $ | Start date |
|---|---|---|
| Founder & CEO | ||
| Co-founder & CTO | ||
| Head of Product | ||
| Head of Risk & Compliance | ||
| Head of Growth |
New Hires by Department (per year)
| Dept | Monthly $ | Y1 | Y2 | Y3 | Y4 | Y5 |
|---|---|---|---|---|---|---|
| Engineering | ||||||
| Product & Design | ||||||
| Customer Support | ||||||
| Sales & Partnerships | ||||||
| Risk & Compliance Ops | ||||||
| Marketing | ||||||
| Finance & G&A |
Cost Allocation — where each role/dept's salary lands in the P&L
| Role / Dept | Recruit? | COGS % | Develop % | Marketing % | Admin % (auto) |
|---|---|---|---|---|---|
| Founder & CEO | |||||
| Co-founder & CTO | |||||
| Head of Product | |||||
| Head of Risk & Compliance | |||||
| Head of Growth | |||||
| Engineering | |||||
| Product & Design | |||||
| Customer Support | |||||
| Sales & Partnerships | |||||
| Risk & Compliance Ops | |||||
| Marketing | |||||
| Finance & G&A |
Salary split (annual)
Headcount growth (annual)
Marketingper year, renameable
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
Marketing spend (annual)
Overheads$/mo, renameable
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
Overheads (annual)
Product Development$/mo
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| Development costs $/mo |
Product development spend
CAPEXrenameable
| Period to depreciate (months) |
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| Fixed value ($/mo) |
| Period to depreciate (months) |
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| Fixed value ($/mo) |
| Period to depreciate (months) |
| Driver | Y1 | Y2 | Y3 | Y4 | Y5 | Y5 end |
|---|---|---|---|---|---|---|
| Fixed value ($/mo) |
CAPEX spend (annual)
Tax
| Annual corporate tax rate | |
| First tax payment date | |
| Tax payment interval (months) |
Statements
Profit & Loss, Cash Flow and Balance Sheet · 5-year annual · $ · live.
Profit & Loss
| $ | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|
Cash Flow
| $ | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|
Balance Sheet
| $ | Year 1 | Year 2 | Year 3 | Year 4 | Year 5 |
|---|
Dashboard
Headline KPIs · live.